LifeScape® Single Premium Whole Life (SPWL) Insurance from Assurity provides the financial security you and your family need with the convenience of a onetime premium payment.  This affordable, permanent insurance policy is ideal for individual and estate planning needs. It’s an attractive  alternative for mature clients who wish to convert an existing taxable asset and gain the benefits of lifetime coverage, combined with significant policy values and tax deferred growth.

​Check out these advantages:

  • Simplicity of a single, lump-sum premium
  • Policy is paid-up immediately
  • Tax-deferred accumulation of cash values
  • Potential for long-term financial growth
  • Income tax-free death benefit for beneficiaries
  • Availability of cash values through policy loans and dividend withdrawals

Issue Age

  •  0 through 80, age last birthday

Issue Classes

  • • Male/female, non-tobacco/tobacco
  • • Ages 0 through 54 – minimum $10,000
  • • Ages 55 through 80 – minimum $5,000


  • Single premium

Policy Loans

  • Available when policy has loan value (cash value less any policy debt); variable loan interest paid in advance

Dividend Options

  • Paid in cash annually, Buy paid-up additions, Reduce loan with excess to buy paid-up additions

Accelerated Death Benefit    

  • Available for terminal illness, long-term care or home care


  • Is required, software available

Optional Riders (additional premium)

  • Single Premium Rider – a paid-up insurance purchase option rider

Policy Fee

  • $75



Single Premium Life Insurance Products​:

Currently Recruiting Agencies and Agents to sell SPWL Insurance - Outstanding Commissions !